What Are SBA Loans &
How Can They Help Your Business?
SBA (Small Business Administration) loans are government-backed loans designed to support small businesses by providing access to capital at competitive rates and terms. These loans are an excellent option for business owners looking to:
- Grow their business
- Manage cash flow
- Invest in operations
Benefits Of SBA Loans
At TwoSmith Capital, we specialize in helping businesses navigate the complexities of SBA loans, ensuring you find the perfect fit for your unique needs. Whether you're looking to expand, purchase new equipment, or manage daily operations, SBA loans can provide the funding you need to succeed.
- Lower interest rates
- Manage cash flow
- Invest in operations
SBA 7(a) Loan Program
The SBA 7(a) Loan Program is the most popular and versatile SBA loan option, ideal for a wide range of business purposes. With loan amounts up to $5 million,
this program can be used for:
- Expanding operations or acquiring businesses
- Purchasing equipment or real estate
- Refinancing existing debt
For example, if you run a manufacturing business, an SBA 7(a) loan could help you purchase new machinery to increase production capacity. Alternatively, a retail store owner might use the loan to open a new location or renovate their current space.
Benefits for Business Owners:
- Flexible use of funds
- Competitive interest rates
- Long repayment terms up to 25 years
SBA Express Loan Program
The SBA 7(a) Loan Program is the most popular and versatile SBA loan option, ideal for a wide range of business purposes. With loan amounts up to $5 million,
this program can be used for:
- Expanding operations or acquiring businesses
- Purchasing equipment or real estate
- Refinancing existing debt
For example, if you run a manufacturing business, an SBA 7(a) loan could help you purchase new machinery to increase production capacity. Alternatively, a retail store owner might use the loan to open a new location or renovate their current space.
Benefits for Business Owners:
- Flexible use of funds
- Competitive interest rates
- Long repayment terms up to 25 years
SBA Microloan Program
The SBA 7(a) Loan Program is the most popular and versatile SBA loan option, ideal for a wide range of business purposes. With loan amounts up to $5 million,
this program can be used for:
- Expanding operations or acquiring businesses
- Purchasing equipment or real estate
- Refinancing existing debt
For example, if you run a manufacturing business, an SBA 7(a) loan could help you purchase new machinery to increase production capacity. Alternatively, a retail store owner might use the loan to open a new location or renovate their current space.
Benefits for Business Owners:
- Flexible use of funds
- Competitive interest rates
- Long repayment terms up to 25 years
Why Choose TwoSmith Capital for Your SBA Loan?
At TwoSmith Capital, we pride ourselves on our expertise and commitment to helping businesses succeed. Our dedicated team of financial advisors will guide you through every step of the SBA loan process, ensuring you find the best loan program for your needs. With a proven track record of helping businesses secure funding, we are your trusted partner in achieving your business goals.
Personalized service tailored to your business
Expert guidance and support
Proven success in securing SBA loans
John D.
Small Business Owner
"TwoSmith Capital made the SBA loan process seamless and stress-free. Their team was incredibly supportive and knowledgeable. "